Subprime Financial Manager
Cowansville Toyota • Cowansville, Quebec
Subprime Financial Manager
up to $120,000
+ bonus
Job Description
Sales Manager F&I – Cowansville Toyota
Cowansville Toyota is seeking a passionate Finance and Insurance (F&I) Sales Manager who excels in customer service and financial solutions. You will guide customers in choosing suitable financing, insurance, and protection options, while providing a transparent and personalized buying experience. You will work with the Toyota, Nissan, and Mazda brands and benefit from a significant volume of business to support your professional development.
Your main responsibilities
- Present and explain available financing, insurance, and warranty/protection options.
- Obtain financing approvals from lenders and negotiate the best terms for customers.
- Clearly explain contract details and verify understanding of financial commitments.
- Promote and sell insurance products, extended warranties, aesthetic protections, and other value-added products.
- Prepare and verify all documentation related to transactions and ensure compliance with legal and regulatory obligations.
- Provide a professional customer experience that meets the company’s satisfaction standards.
- Achieve departmental performance and profitability targets.
- Handle financial documents accurately and efficiently.
- Work closely with the sales team to ensure customer satisfaction.
- Perform related tasks necessary for the smooth operation of the department.
Profile sought
- 1–3 years of experience in automotive financing or sales.
- Excellent sales, negotiation, and customer service skills.
- Organizational skills and administrative rigor.
- Knowledge of financing, credit, and insurance processes (an asset).
- Proficiency with Merlin software (an asset).
- Fluent in French and English, both spoken and written (English is a real asset to serve English-speaking clients).
What we offer
- Competitive salary with performance bonuses.
- Group insurance (medical and paramedical expenses, medications, long-term disability, and life insurance).
- Employee assistance program (EAP).
- Continuing education and reimbursement for skill development activities.
- Work-life balance with flexible hours.
Working conditions and required skills
- Valid driver’s license.
- Knowledge of Merlin software (Sales) is preferred.
- Personal qualities: organized, autonomous, and excellent interpersonal skills.
Why join Cowansville Toyota?
Join a dynamic team representing three major brands with a large customer base and a solid regional reputation. You will have the tools and environment conducive to your success and career advancement in a performance-oriented professional setting.
If this position suits you, join a dedicated and results-driven team to propel your career in automotive financing and insurance.